A Scheduled Commercial Bank Owned by Govt. of India & Govt. of Karnataka and sponsored by : State Bank of India
Education-Loan Education-Loan

Education Loan(Gnana vahini)

An education loan is taken to help pay for an education.

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Education Loan(Gnana vahini)


The Scheme seeks to extend financial assistance to deserving & meritorious students for pursuing higher education in India & abroad.

Eligibility Criteria

Courses Eligible:

Studies in India:

  • Graduation Courses- B.A., B.Sc., B.Com. etc.
  • Postgraduate Courses: Masters & Ph.D.
  • Professional Courses: Engineering, Medical, Dental, Agriculture, Veterinary, Law,Management,Computer etc
  • Computer certificate courses of reputed institutes accredited to the Department of Electronics or Institutes affiliated to a University.
  • Courses like ICWA, CA, CFA etc.
  • Courses conducted by IIM, IIT, IISc, XLRI, NIFT etc.
  • Courses offered in India by reputed Foreign Universities.
  • Other Courses leading to Diploma/Degree etc., conducted by Colleges/Universities approved by UGC/Govt./AICTE/ AIBMS/ICMR. etc.
  • Courses offered by National Institutes & other reputed Private Institutions.

Studies abroad.

  • Graduation: For job oriented professional technical courses offered by reputed Universities.
  • Post graduation: MCA, NBA, MS etc.
  • Courses conducted by CIMA [Chartered Institute of Management Accountants]??? London. CPA [Certified Public Accountant] - USA etc.

Student Eligibility

  • Should be an Indian National
  • Secured admission to Professional /Technical Courses through Entrance test/Selection process.
  • Secured admission to foreign university/ institutions.

Expenses considered for loan

Fee payable to College /School /Hostel.

  • Examination/Library/Laboratory fee.
  • Purchase of books/equipments /instruments/ uniforms.
  • Caution deposit/building fund /refundable deposit supported by bills/receipts of the institutions.
  • Travel expenses/passage money for studies abroad.
  • Purchase of computers essential for completion of the course.
  • Any other expenses required to complete the course ??? study tours, project work, thesis etc.


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