Personal-Loans Personal-Loans

Personal Loans

For education, marriage, social obligations, travel, etc.

Interest Rates Quick Enquiry Service Charges

Personal Loans

Eligibility

State/Central Government employees, employees of public sector undertakings, reputed profit making Public Limited companies, MNCs, with a minimum service of two years. The facility shall also be extended to the employees of reputed hospitals & aided educational institutions run by Trusts /Educational societies.

Purpose

Meet the expenditure on education, marriage, social obligations, travel, etc.

Quantum Of Finance

  • Repayable in 12 months - 4 times of net monthly income
  • Repayable in 24 months - 8 times of net monthly income
  • Repayable in 36 months - 10 times of net monthly income
  • Repayable in 60 months - 12 times of net monthly income

In respect of salaried class who are drawing net take home salary of less than Rs.3,000/- p.m. & their other sources of income is negligible, maximum eligible loan may be up to 8 times of their net take home pay with a maximum of Rs.10,000/- depending upon their repaying capacity.

Margin

No Margin is insisted in this Scheme.

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