A Scheduled Commercial Bank Owned by Govt. of India & Govt. of Karnataka and sponsored by : State Bank of India
Service Charges Service Charges

Service Charges

An extra charge made for serving customers.

Quick Enquiry

Service Charges

SERVICE CHARGES APPLICABLE w.e.f. 25.11.2015

 

Sl.No.

Items

Description

Existing charges(inclusive of Service Tax)

Revised charges(excluding service Tax)

Service Tax(Presently at 14%)

 

1

2

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6

 

1

Safe deposit Lockers

Annual Rent

 

 

 

 

 

Size (volume in Cubic Inches)Type

Size A 787 to B 999

 

 

 

 

 

 

Metro / Urban

Rs. 1000

Rs.1100

Rs.154

 

 

 

Semi-urban / Rural

Rs.750

Rs.850

Rs.119

 

 

 

Size C 1000 to E 2015

 

 

 

 

 

 

Metro / Urban

Rs. 2500

Rs.2800

Rs.392

 

 

 

Semi-urban / Rural

Rs. 1500

Rs.1700

Rs.238

 

 

 

Size H : 2016 to 4124

 

 

 

 

 

 

Metro / Urban

Rs.4000

Rs.5000

Rs.700

 

 

 

Semi-urban / Rural

Rs.3000

Rs.4000

Rs.560

 

 

 

Size L : 4125 to 6109

 

 

 

 

 

 

Metro / Urban

Rs.6000

Rs.6500

Rs.910

 

 

 

Semi-urban / Rural

Rs.5000

Rs.5500

Rs.770

 

 

 

Size (EL): > 6109

 

 

 

 

 

 

Metro / Urban

Rs.7000

Rs.8000

Rs.1120

 

 

 

Semi-urban / Rural

Rs.6000

Rs.7000

Rs. 980

 

 

Note: In case of loss of key of the locker, a service charge of Rs. 500/- has to be recovered from hirer in addition to the actual expenditure incurred for breaking open the locker and changing the lock by manufacturer of the locker.

Note: In case of service charge of Rs. 850/-+ ST has to be recovered from hirer in addition to the actual expenditure incurred for breaking open the locker and changing the lock by manufacturer of the locker.

2

 

(a) Locker rent overdue charges :

1st Quarter

25% of annual rent

 

 

 

 

2nd Quarter

50% of annual rent

 

 

 

 

More than 6months

Locker to be break opened

 

 

However, overdue period has been clarified as under : S.I. Setup on say, 01.01.2015 for Advance rental for the financial year 2015-16. Overdue charge @ 25% / 50% of annual rent to be levied on 01.07.2016, 01.10.2016, 01.01.2017 / 01.04.2017, if remaining unpaid till that date.

 

b) Number of locker visits per year

24 visits per year – FREE Thereafter Rs.50/- per visit

12 visits per year – FREE Thereafter Rs.50/- per visit

Branches / other functionaries are advised to recover revised service charges (as mentioned in Col. No. 5 )

Plus Service Tax, as applicable (presently being 14%)

 

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Items

Description

Existing charges (inclusive of Service Tax)

Revised charges(excluding service Tax)

Service Tax(Presently at 14%)

 

1

2

3

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5

6

 

 

Account related charges:

 

 

 

 

AQB – Non maintenance charges per quarter -

 

 

Current account (excluding CA of Bcs)

Rs.600/- p.q.

Rs.625/- p.q.

Rs.88/-

 

 

(metro/urbanSavings Bank (All segments)  /rural)

225/200/100

- Nil -

 

 

6

Issue of Multi city Cheque Book :

 

 

(a)MCC with minimum request for 10 leaves: (First50 leaves free)

Rs.2/- per leaf

Rs.3/- per leaf

 

 

 

(b) emergency cheque request (10 leaves set)

Rs.25/- per set of 10 non-personalized cheques

Rs.50/- per set of 10 non-personalized cheques

 

 

 

(c)Issue of cheque book SB/CA (other than MCC) (First 50 l(c)Issue of cheque book SB/CA (other than MCC) (First 50 eaves free)

Rs.2.50 per cheque.(Other than Multi City Cheque)

Rs.2.50 per cheque.(Other than Multi City Cheque)

 

 

7

Issue of Duplicate Pass Book

With latest balance Rs.100/-(Rs.10/-additional per 40 entries for previous

With latest balance Rs.100/-(Rs.100/-additional per 40 entries for previous entries)

 

 

Pass book updation at Non-home branch

Nil

 

 

 

Statement of Account : (Monthly) All segments

Free

Free

 

 

Duplicate Statement of Account (all segments)

With latest balance Rs.100/-(Rs.10/-additional per 40 entries for entries

With latest balance Rs.100/-(Rs.100/-additional per 40 entries for previous entries

 

 

Branches / other functionaries are advised to recover revised service charges (as mentioned in Col. No. 5 )

Plus Service Tax, as applicable (presently being 14%)

 

Sl.No.

Items

Description

Existing charges(inclusive of Service Tax)

Revised charges (excluding service Tax)

Service Tax (Presently at 14%)

 

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2

3

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5

6

 

9

Stop payment instructions :

 

 

For Savings Bank Accounts

 

Rs.50/- per Upto 3 leaves Above 3 leaves, range of cheques

Rs.75/- per cheque

Rs.11/-

 

 

 

 

Rs.200/-

Rs.200/-

Rs.28/-

 

 

For CA / CC (All segments)

Upto 3 leaves

-----

Rs.100/- per

Rs.14/-

 

 

 

Above 3 leaves, range of cheques

------

Rs.300/-

Rs.42/-

 

10

Account closure (a/c. Transfer not included)

 

 

 

 

 

SB & CA -

Within 14 days

Nil

Nil

 

 

 

 

14 days to 6 months

Individual Rs.250/- Companies Rs.1000/-

Individual Rs.250/- Companies Rs.1000/-

Rs.35/-
Rs.140/-

 

 

 

After 6 months but before 12 months.

Individual Rs.150/- Companies Rs.500/-

Individual Rs.150/- Companies Rs.500/-

Rs.21/-

Rs.70/-

 

 

After 1 year.

Nill

Nill

 

 

 

Account Transfer charges

 

----

Rs.100/-

Rs.14

 

 

After 6 months but

Companies

Companies

Rs. 21/-

 

 

 

before 12 months.

Rs.500/-

Rs.500/-

Rs. 70/-

 

 

 

After 1 year

Nil

Nil

 

 

 

Account Transfer charges

 

----

Rs.100/-

Rs.14/-

 

Branches / other functionaries are advised to recover revised service charges (as mentioned in Col. No. 5 )

Plus Service Tax, as applicable (presently being 14%)

 

Sl.No.

Items

Description

Existing charges (inclusive of Service Tax)

Revised charges(excluding service Tax)

Service Tax(Presently at 14%)

 

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11

Collection & Remittance charges

 

 

Cheques returned charges(for allsegments)

 

 

 

 

 

 

a)Cheques drawn on us returned(for insufficient funds)

For chqs. Uto Rs.100000/-

Rs.100/- + Out of pocket Expenses.

Rs.250/- + Out of pocket Expenses.

Rs.35/

 

 

 

Above Rs.100000/-

Rs.200/- + Out of pocket expenses.

Rs.350/- + Out of pocket expenses.

Rs.49/

 

 

b)Cheques drawn on us returned(for technical reasons)

(Not to be charged where customer is not at fault as per RBI guidelines)

Rs.75/- + Out of pocket expenses.

Rs.125/- + Out of pocket expenses.

Rs.18/

 

 

Cheques deposited returned unpaid

 

 

 

 

 

Cheques returned for insufficient funds or for technical reason

Cheques upto Rs.1.00 lac.

Rs.150/- plus other bank charges if any.

Rs.200/- + Out of pocket expenses.

Rs.28/

 

 

 

Cheques above Rs.1.00 lac

 

Rs.200/- + Out of pocket expenses.

Rs.28/

 

 

Collection of bills

 

 

 

 

 

 

Upto Rs.5000/-

Rs.100/- + SERVICE TAX

Rs.50/- + SERVICE TAX

Rs.14/-

 

 

Rs.5000/- to Rs.10000/-

Rs.75/- + SERVICE TAX

Rs.100/- + SERVICE TAX

Rs.14/-

 

 

Above Rs.10000/-

Rs.6/- per thousand. Min. Rs.100/- Max. Rs.12500/- + out of pocket Expenses.

Rs.8/- per thousand. Min. Rs.100/- Max. Rs.12500/- + out of pocket Expenses.

Rs.1/-
Rs.14/-
Rs.1750/-

 

Branches / other functionaries are advised to recover revised service charges (as mentioned in Col. No. 5 )

Plus Service Tax, as applicable (presently being 14%)

 

Sl.No.

Items

Description

Existing charges (inclusive of Service Tax)

Revised charges(excluding service Tax)

Service Tax(Presently at 14%)

 

1

2

3

4

5

6

 

12

Standing Instructions(SI) / Equated Monthly Installments (EMI)

 

 

a)Setting up Standing Instruction(one time fee)

Transfers to Non-home branch

Rs.50/- per instruction

Rs.100/-

Rs.14/-

 

 

b)Processing of SI

Other than Branch transfers

Rs.25/-

Rs.50/- + remittance charges + postages.

Rs. 7/-

 

 

c) Failed S I charges

 

Rs.25/-

Rs.225/-

Rs.32/-

 

 

d) Failed EMI charges

All segments.
Excluding Govt.
sponsored schemes.
Per EMI

Rs.25/-

Rs.500/-

Rs.70/-

 

13

Account keeping charges per annum

 

 

For CA/OD/CC (all segments) No .a/c. Keeping charges for Staff Accounts & SB Accounts.

Rs.550/- p.a.

Rs.550/- p.a

Rs.77/-

 

14

Issue of IOI (Demand Draft / Banker's Cheque)

 

 

 

 

a) By transfer of funds from any Account at home branch.

Upto Rs.5,000/-

Rs.25/-

Rs.25/-

NA

 

 

 

Above Rs.5000/- upto Rs.10,000/-

Rs.40/-

Rs.100/- (inclusive of ST)

NA

 

 

 

Above Rs.10,000/- upto Rs.1,00,000/-

Rs.3/- per Rs.1000/- or part thereof (Min.Rs.50/-)

Rs.5/- per Rs.1000/- or part thereof (Min.Rs.55/-) inclusive of ST.

NA

 

 

 

Above Rs.1,00,000/-

Rs.2.50per
Rs.1000/- or part thereof (Min.Rs.300/- & Maximum Rs.12500/-)

Rs.4/- per
Rs.1000/- or part thereof Min.Rs 505/- Max Rs.15000/-

NA

 

 

b)By deposit of cash(below Rs 50000/only)

Cash handling charges will be in addition to the above charges for issues of IOI (Demand Draf/Banker's Cheque)

 

Branches / other functionaries are advised to recover revised service charges (as mentioned in Col. No. 5 )

Plus Service Tax, as applicable (presently being 14%)

 

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Items

Description

Existing charges (inclusive of Service Tax)

Revised charges(excluding service Tax)

Service Tax(Presently at 14%)

 

1

2

3

4

5

6

 

15

Revalidation / cancellation & issuance of Duplicate Demand Draft/ Banker's Cheque

Equal to issue charges with a maximum of Rs.100/- per instrument

Rs.100/- per instrument

Rs.14/-

 

16

Cash Handling charges for CA/CC for other than 'P' Segment customers

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

(b)

Non-Currency Chest Branches

Upto one bundle

Nil

Nil

 

 

 

 

More than one bundle(of same denomination) for first 4 hours of Business(10section is one bundle)

Rs.100/- per bundle or part thereof.

Rs.450/- per bundle or part thereof.

Rs.63/-

 

 

 

More than one bundle(of same denomination) for first 4 hours of Business.

Rs.675/- per bundle or part thereof.

Rs.95/-

 

17

Issue of Balance Certificate(per instance)

Rs.100/-

Rs.200/-

Rs.28/-

 

18

Interest Certificate (First copy free), additional copy per certificate.

Rs.100/-

Rs.200/-

Rs.28/-

 

Branches / other functionaries are advised to recover revised service charges (as mentioned in Col. No. 5 )

Plus Service Tax, as applicable (presently being 14%)

 

Sl.No.

Items

Description

Existing charges (inclusive of Service Tax)

Revised charges(excluding service Tax)

Service Tax(Presently at 14%)

 

1

2

3

4

5

6

 

19

Signature verification (per instance)

Rs.100/-

Rs.200/-

Rs.28/-

 

 

20

No dues certificate :

Priority Sector

Nil

Nil

 

 

 

 

Others : Individuals

Rs.100/-

Rs.100/-

Rs.14/-

 

 

 

Others( Firms

 

Rs.200/-

Rs.28/-

 

21

Presentation of usance bills per instance

Rs.75/-

Rs.110/-

Rs.15/-

 

22

Postal charges :

a) Ordinary

Min.Rs.15/- or actuals whichever is higher

Rs.20/-

Rs.3/-

 

 

 

b) Regd.Post / speed Post / Courier

Rs.35/- or actuals whichever is higher

Rs.50/-

Rs.7/-

 

23

Solvency Certificate

a) Non commercial (per lac)

Rs.500/-(lumpsum)

Rs.300/- per lac.(Min. Rs. 500/-_ST)

Rs.42/-

 

 

 

b) Commercial (per lac)

Rs.250/-per lac

Rs.300/- per lac.

Rs.42/-

 

 

 

Minimum

Rs.1000/-

Rs.1200/-

Rs.168/-

 

 

 

Maximum

Rs.15000/-

Rs.18000/-

Rs.2520/-

 

Branches / other functionaries are advised to recover revised service charges (as mentioned in Col. No. 5 )

Plus Service Tax, as applicable (presently being 14%)

 

Sl.No.

Items

Description

Existing charges (inclusive of Service Tax)

Revised charges(excluding service Tax)

Service Tax(Presently at 14%)

 

1

2

3

4

5

6

 

24

Photo Attestation Charges (per instance)

Rs.100/-

Rs.150/-

Rs.21/-

25

Record – Copy of the cheque per instance

Rs.100/-

Rs.150/-

Rs.21/-

26

Enquiries relating to old records (more than 12 months

Rs.100/- per item

Rs.150/- per item upto 2 years & there-after, additional Rs.100/- per additional year.

Rs.21/-

Rs.14/-

 

27

ATM Cards / PINs / Kits returned by courier due to wrong address.

Rs.50/-

Rs.100/-

Rs.14/-

 

28

ECS return charges for non-availability of funds in customer's account

Rs.100/- per return

Rs.200/- per return

Rs.28/-

 

Branches / other functionaries are advised to recover revised service charges (as mentioned in Col. No. 5 )

Plus Service Tax, as applicable (presently being 14%)

 

Sl.No.

Items

Description

Existing charges (inclusive of Service Tax)

Revised charges(excluding service Tax)

Service Tax(Presently at 14%)

 

1

2

3

4

5

6

 

29

Charges for excess debit entries in SB

Rs.5/- per entry(for entries over 30 withdrawals per 1/2 year) other than altrnate channel like SI,ATM.

30 Debit entries freeper 1/2 year.If debit entries(excludeing alternative channel) exceeds 30 per 1/2 year, cheque or otherwise Rs.5/- per debit entry.

 

 

30

Inoperative Accout charges

No service charge if stipulated minimum balance requirement is maintained.Otherwise charges applicable for non-maintenance of AQB.If the amount is less than the appicable charges then the account to be closed and advised to the customer.

SB Ac.-Nil- Current A/c.:Linked to AQB.

 

 

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Items

Description

Existing charges (inclusive of Service Tax)

Revised charges(excluding service Tax)

Service Tax(Presently at 14%)

 

1

2

3

4

5

6

 

31

Collection of Out station cheques:

Value

For Savings Account customers

 

 

 

Upto Rs.5000/-

Rs.25/- +ST

Rs.50/-

Rs.7/-

 

 

(Note : The charges for SB a/c. And
Non-SB A/c. Holders are shown
separately as per RBI Guidelines)

Above Rs.5000/- upto
Rs.1,00,000/-

Rs.100/- + ST

Rs.100/-

Rs.14/-

 

 

 

 

 

 

 

 

 

Above Rs.1,00,000/-
upto Rs.5,00,000/-

Rs.200/- + ST

Rs.250/-

Rs.35/-

 

 

{The sharing of charges for instruments received / sent to other banks for collection will be as per IBA guidelines(Shared on 50:50 basis)}

upto Rs.5,00,000/- upto Rs.10,00,000

Rs.225/- + ST

Rs.275/-

Rs.39/-

 

 

Above Rs.10,00,000

Rs.250/- + ST

Rs.300/-

Rs.42/-

 

 

 

Value

For Non-Savings Account customers

 

 

 

Upto Rs.5000/-

Rs.25/- +ST

Rs.25/-

Rs.4/-

 

 

 

Above Rs.5000/- upto Rs.10000/-

Rs.50/-+ST

Rs.50/-

Rs.7/-

 

 

(Service Tax will be charged as applicable.The above charges are inclusive of Postal & other expenses,if any)

Above Rs.10000/- upto Rs.1,00,000/-

Rs.100/-+ST

Rs.100/-

Rs.14/-

 

 

Above Rs.1,00,000/- upto Rs.5,00,000/-

Rs.200/- + ST

Rs.200/-

Rs.28/-

 

 

 

Above Rs.5,00,000/- upto Rs.10,00,000/-

Rs.225/- + ST

Rs.225/-

Rs.32/-

 

 

 

Above Rs.10,00,000/-

Rs.250/- + ST

Rs.250/-

Rs.35/-

 

Branches / other functionaries are advised to recover revised service charges (as mentioned in Col. No. 5 )

Plus Service Tax, as applicable (presently being 14%)

 

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Items

Description

Existing charges (inclusive of Service Tax)

Revised charges(excluding service Tax)

Service Tax(Presently at 14%)

 

1

2

3

4

5

6

 

33

Payment of deposit receipts to another bank

Local and Outstation

Charges as applicable to issues of DD/BC/IOI

Rs.50/- + Out of pocket expense

Rs.7/-

 

34

Deposit of cash at Non-Home Branch.

 

 

 

 

 

 

Maximum Amount Rs.50000/- per day.

No charges for 'P' segment a/c. Holders (Deposit & repayment of loan accounts) Cash handling charges to be collected, if applicable.OTHERS: Rs.5/- per txn + cash handling charges if applicable.

Maximum:P-Segment:Rs.50,000/- per day.SME Segment:Rs.2,00,000/- per day SERVICE CHARGES : Rs.2/- per Rs.1000/- Minimum Rs.100/- per transaction.Cash handling charges extra

 

 

Branches / other functionaries are advised to recover revised service charges (as mentioned in Col. No. 5 )

Plus Service Tax, as applicable (presently being 14%)

Sl.No.

Items

Description

Existing charges (inclusive of Service Tax)

Revised charges(excluding service Tax)

Service Tax(Presently at 14%)

 

1

2

3

4

5

6

 

35

Encashment of Self Cheques at Non-Home Branch

Encashment of self cheques is allowed at par upto Rs.20000/- when presented by the account holder.-(NO CHARGE) (Third party payments-NOT PERMITTED)

P-SEGMENT:Max.Rs.50000/- SME SEGMENT MAX Rs.10000/- SEERVICE CHARGES: UPTO Rs.50,000 FREE above Rs.50000/- Upto Rs.100000/ Rs.2/- + STper Rs.1000/- Minimum Rs.100/- per transaction

(Presently at 14%)

 

36

Transfer of funds from Non-home Branch to another branch trough CBS.

 

 

 

 

 

Non-SB Account holders (PerTransaction)

 

 

 

Intra City

Free

Free

 

 

Intra City

Upto Rs.100000/-

Rs.5/- + ST

Free

 

 

Above Rs.100000/- Upto Rs.200000/-

Rs.15/- + ST

Free

 

 

Above Rs.200000/- Upto Rs.500000/-

Rs.25/- + ST

Free

 

 

 

Above Rs.500000/-

Rs.50/- + ST

Free

 

Branches / other functionaries are advised to recover revised service charges (as mentioned in Col. No. 5 )

Plus Service Tax, as applicable (presently being 14%)

Sl.No.

Items

Description

Existing charges (inclusive of Service Tax)

Revised charges(excluding service Tax)

Service Tax(Presently at 14%)

 

1

2

3

4

5

6

 

37

Transfer of funds from Home branch to another account at another CBS Branch.

 

 

Intra City

 

Free

Free

 

 

 

Inter City

Upto Rs.100000/-

Rs. 5/- + ST

FREE

 

 

 

 

Above Rs.100000/- upto Rs.200000/-

Rs.15/- + ST

Free

 

 

 

 

Above Rs.200000/- upto Rs.500000/-

Rs.25/- + ST

Free

 

 

 

 

Above Rs.500000/-

Rs.50/- + ST

Free

 

 

38

Speed Clearing Charges -

For Non-Savings Account customers

 

 

 

Upto & Including Rs.100000/-

Rs.20/- per instrument + ST

Rs.25/- per instrument.

Rs.4/-

 

 

 

Above Rs.100000/-up to Rs.500000/-

Rs.175/- per instrument + ST

Rs.200/- per Rs.200/- per instrument

Rs.28/-

 

 

 

Above Rs.500000/-

Rs.225/- per instrument + ST

Rs.225/- per instrument.

Rs.32/-

 

 

 

 

 

 

 

 

 

 

 

For Savings Account customers

 

 

 

 

Upto & Including Rs.100000/-

Rs.20/- per instrument + ST

Rs.20/- per instrument

Rs.3/-

 

 

 

Above Rs.100000/- up to Rs.500000/-

Rs.200/- per instrument + ST

Rs.200/- per instrument.

Rs.25/-

 

 

 

Above Rs.500000/- up to Rs.1000000/-

Rs.200/- per instrument + ST

Rs.200/- per instrument.

Rs.28/-

 

 

 

Above Rs.100000/-

Rs.225/- per instrument + ST

Rs.225/- per instrument.

Rs.32/-

 

Branches / other functionaries are advised to recover revised service charges (as mentioned in Col. No. 5 ) Plus Service Tax, as applicable (presently being 14%)

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Items

Description

Existing charges (inclusive of Service Tax)

Revised charges(excluding service Tax)

1

2

3

4

5

6

7

39

Electronic Funds Transfer Service Charges

 

Customer Transaction

 

 

 

 

From

To

 

NEFT Transactions

 

 

Upto Rs.10,000/-

Rs.2.50 + ST

 

 

Upto Rs.1,00,000/-

Rs.5/- + ST

Rs.10,000/- to Rs.1,00,000/-

Rs.5/- + ST

 

 

Above Rs.100000/- upto Rs.200000/-

Rs.15/- + ST

Above Rs.100000/- upto Rs.200000/-

Rs.15/- + ST

 

 

Above Rs.200000/- upto Rs.500000/-

Rs.25/- + ST

Above Rs.200000/- upto Rs.500000/-

Rs.25/- + ST

Branches / other functionaries are advised to recover revised service charges (as mentioned in Col. No. 5 ) Plus Service Tax, as applicable (presently being 14%)
Sl.

SI No.

Items

40    ATM RELATED TRANSACTIONS -

Average monthly balance (SB Accounts)

Monthly limit on number of debit transactions

Monthly limit on number of Free ATM Transactions (Financial & Non-financial transactions)

Other Bank ATMs.

State Bank Group ATMs.

Branch

Internet Mobile Banking

In 6 metro centres@

Other centres

 

< Rs.1000/-

4

Free

3

5

5

> Rs.1000/-

4

Free

3

5

5

> Rs.1000/- upto Rs.25000/-

4

Free

3

5

5

>Rs.25000/- upto Rs.50000/-

10

Free

3

5

Unlimited

> Rs.50000/- upto Rs.100000/-

15

Free

5

8

Unlimited

> Rs.100000/-

Unlimited

Free

Unlimited

Unlimited

Unlimited

Charges for financial transactions beyond the set limit(Rs.per transaction)

Rs.20/-

Nil

Rs.20/-

Rs.20/-

Rs.5/-

 

Charges for Non-financial transactions beyond the set limit (Rs.Per transcation)

NIL

Nil

Rs.8/-

Rs.8/-

Rs.5/-

 

 

All charges are exclusive of Service Tax. S.T at 14% is applicable on all service charges.

 

 

 

@Six Centres : New Delhi, Mumbai, Chennai, Kolkota, Bangalore and Hyderabad.

 

 

 

 

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Items

Description

Existing charges (inclusive of Service Tax)

Revised charges(excluding service Tax)

Service Tax(Presently at 14%)

 

1

2

3

4

5

6

 

41

REPLACEMENT OF DEBIT CARD:

b)if card is lost.

Rs.200/- per instrument.

Rs.200/- per instrument.

Rs.28/-

a)if magnetic strip / chip of the card is not working / card is damaged.

-Nil- for first replacement Rs.100/-from Second replacement onwards

-Nil- for first replacement Rs.200/-from Second replacement onwards

Rs.28/-

42

Duplicate ATM PIN Generation charges

Rs.51/-

43

ATM/POST Transaction decline due to insufficient funds

Rs.17/-

Branches/ other functionaries are advised to recover revised service charge(as mentioned in Col.No. 5) Plus Service Tax, as applicable(presently being 14%)

Credit Proposals

A) Processing Charges On Advances (FOR FRESH ACC/CKCC/DL(SBF, RURAL ARTISANS)/C.CR(SBF/RA/SSI)) Excluding Gold Loan/Deposit loan/loans on KVP/NSC/LIC

Upto Rs.25,000/- - NIL -
Rs.25001/- to Rs.2.00 Lakhs Rs.500/-
Above Rs.2.00 Lakhs maximum Rs.10.00 Lakhs Rs.500/- per Lakh or part there of

B) Evaluation fee/Service Charges (A.T.L. AND Term Loans only)

Upto Rs.25,000/- - NIL -
All loans exceeding Rs.25,000/- 1.00% of the limit sanctioned as One Time Measure.
a)Public house building advance At 0.50% with a maximum of Rs 10,000/-

This is in addition to Documentation Charges

c) Documentation charges(All loans except Deposit Loans)

Up to Rs.25000/- 0.10 paise percent of the loan amount sanctioned with a minimum of Rs.10/- per account
Above Rs.25000/- 0.25 paise percent of the loan amount sanctioned with a maximum of Rs.5000/- per account

d) Inspection charges

Deposit loans, Gold Loan, Loans on NSC/KVP/LIC,SGSY accounts, and Advances uptoRs.25,000/- under priority sector. No inspection charges
All non-priority sector loan with accounts limit above Rs.5000 but upto Rs.25,000 except gold loans, deposit loans, Loans on NSC, KVP,LIC and staff loans. All non-priority sector loan with maximum of Rs.125/- per year.
Limits above Rs.25,000 to 2,00,0000 Rs.50/- per inspection, subject to a maximum of Rs.250/- per year

(IMP: Total liability concept should be adopted for arriving at the correct slab rate)

Above Rs.2.00 lacs Rs.125/- per inspection with a maximum of Rs.1,500/- per annum per borrower.


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