Interest Rates Interest Rates

Interest Rates

Kaveri Grameena Bank provides information on the various Interest rates offered by it.

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Interest Rates

PERIOD OF DEPOSIT Existing Interest Rate Revised Interest Rates w.e.f 11-06-2018
Interest Rates up to Rs One Crore Interest Rates up to Rs One Crore
15 Days to 45 days 5.25 5.25
46 Days to 90 days 6.25 6.25
91 Days to 179 days 6.25 6.25
180 Days to Less than 1 Year 6.50 6.50
1 Year 6.80 7.30
Above 1 Year less than 2 Years 6.60 7.15
2 Year to 3 Years 6.50 6.60
Above 3 Years 6.50 6.75
Kaveri- Laxmi 6.50 6.75
Kaveri Lakhpathi 6.50 6.75
Kanakadhara 6.60 7.15

TRANSACTIONS CHARGES AT BRANCHES

To Download Service Charges Applicable in detail Click Here !!

CREDIT PROPOSALS

A) PROCESSING CHARGES ON ADVANCES (FOR FRESH ACC/CKCC/DL(SBF, RURAL ARTISANS)/C.CR(SBF/RA/SSI)) Excluding Gold Loan/Deposit loan/loans on KVP/NSC/LIC

Upto Rs.25,000/- NIL
Rs.25001/- to Rs.2.00 Lakhs Rs.500/-
Above Rs.2.00 Lakhs maximum Rs.10.00 Lakhs Rs.500/- per Lakh or part there of

B) Evaluation fee/Service Charges (A.T.L. AND Term Loans only)

Upto Rs.25,000/- NIL
All loans exceeding Rs.25,000/- 1.00% of the limit sanctioned as One Time Measure.
a)Public house building advance At 0.50% with a maximum of Rs 10,000/-
This is in addition to Documentation Charges

c) Documentation charges(All loans except Deposit Loans)

Up to Rs.25000/- 0.10 paise percent of the loan amount sanctioned with a minimum of Rs.10/- per account
Above Rs.25000/– 0.25 paise percent of the loan amount sanctioned with a maximum of Rs.5000/- per account

d) Inspection charges

Deposit loans, Gold Loan, Loans on NSC/KVP/LIC,SGSY accounts, and Advances uptoRs.25,000/- under priority sector. No inspection charges
All non-priority sector loan with accounts limit above Rs.5000 but upto Rs.25,000 except gold loans, deposit loans, Loans on NSC, KVP,LIC and staff loans. All non-priority sector loan with maximum of Rs.125/- per year.
Limits above Rs.25,000 to 2,00,0000 Rs.50/- per inspection, subject to a maximum of Rs.250/- per year
(IMP: Total liability concept should be adopted for arriving at the correct slab rate)
Above Rs.2.00 lacs Rs.125/- per inspection with a maximum of Rs.1,500/- per annum per borrower.

e) Issuing of No Due Certificate/No Objection Certificate

Other than priority sector Advances only Rs.100/- per certificate

f) Issue of Bank Guarantee

Performance Guarantee and Financial Guarantee Rs.125 plus 0.75% per quarter or part there of (minimum 1.5% on the amount of Bank Guarantee).
NOTE: Rs.125 plus 30% of the charges at the prescribed rate for 100% cash margin. g)Issue of Chequebook (All A/Cs)
a) SB Accounts i) 25 leaves free to personal SB A/C per year ii) Above 60 leaves Rs.2.50 per leaf
b) Current A/Cs., CCR, OD A/Cs. i) No concession / free leaves ii) Rs. 2.50 per leaf to be debited while issuing the cheque book itself.


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